TRUST = INTEGRITY + HONESTY + ETHICAL
This is meant for financial coaching and NOT for financial advisory.
A lot of Singaporeans started purchasing "financial furniture" without having the right financial plan. In fact, Singaporeans need to arm themselves first with basic financial knowledge before engaging the financial planner to chart out a financial plan. This is my reason of offering a free and non-obligatory financial coaching for you...
My personal view is that money is never a problem if it is just about money. Don’t get me wrong! What I mean is that problems are created by people (including me). Money issues can be resolved by money but a human’s problems can only be resolved by humans.
In my country, we are constantly thinking of new or better ways to “earn” money. People from all walks of life, rich and poor alike, yearn to “earn” more money. The excuse is always: “with money, I can be happy and I can do a lot of things” or “with money, I can buy lots of things for people I love”. The truth is love can only be nurtured if we offer our hearts. Money can’t buy love and happiness. Does it mean then that we should stop thinking about “earning” more money?
I feel that we should strike a balance in life in order to enjoy a quality life. A lot of times, we move from place to place, upgrade our cars and houses, pursue more academic certificates and “step” on others to achieve a so called “happiness”. Striking a balance is between our heart and our mind. Happiness is a choice and can only be found deep inside us. Only we have the power to create our own happiness.
After we strike a balance in our inner self, we can then go about spreading our happiness to others. We need not earn an abundance of money and can still live a quality life. We just need to become a master of our money and take charge of our finances. I often wonder : how can a person excel in his profession and be a master of his money and yet continue to hold his family together? It’s too time-consuming. Yet, at the same time, how can we find a person to help us manage our finances and ensure our financial well-being? We have witnessed integrity being compromised in companies and countries. As a result, companies and countries suffer. This is why trust between humans is really hard to come by, what more everlasting?